Under The Bonnet Review

HOW WE AFFORD SENIORS A FREE HOLIDAY EVERY YEAR.

Michelle* had a Super Fund with a little over $1 million invested in direct and managed investments. She was paying $28,935 a year in fees. We showed her how to reduce these costs by $13,109. This alone is one good holiday banked each year for Michelle. We then showed Michelle how to improve investment performance without taking any more risk. Too many seniors pay more in fees on their investments than they realise. We fix this for you so your money stays in your pocket. (learn more) For a review of your situation just fill in the form and we’ll step you through the process. It’s simple.

WHY WE OFFER YOU A FREE REVIEW?

When you shop at a supermarket, it’s easy to review products, price and features. If you’re not satisfied, you can take a product back or simply buy a different product next time. These purchase decisions are small but important. When it comes to investments, it is difficult to compare products and pricing, yet the effect on your wealth over time is far greater than most purchase decisions you make at a supermarket. We offer our service FREE of obligation to all Seniors to allow them to check they are “OK” because it’s important that you know you’re making good investment choices.

WHAT YOU WILL LEARN FROM A FREE REVIEW

  • FEE REVIEW. You will learn what you are actually paying in Product Fees, Investment Fees and Advice fees. We will tell you if they are good, Ok or bad and provide supporting evidence. If  you can save on fees we will organise this for you. 
  • INVESTMENT PERFORMANCE REVIEW.  You will learn how your investments have been performing. We will tell you if they have been good, Ok or bad when compared to the market and provide supporting evidence for our findings. If you are doing we’ll we will be very happy for you and tell you so. If there is room for improvement we will recommend what you need to do and organise this for you . 
  • END RESULT. If you are in a good position you will have this confirmed. If there is room for improvement you’ll understand what requires fixing, but there’s not point identifying a problem without providing a solution.  If a fix is required we’ll recommend a solution and evidence why this is better and in our opinion BEST for you. 

*Michelle is not the client’s actual name, protecting the privacy of our clients is important to them and Retirement Services Australia.

REQUEST YOUR FREE REVIEW NOW

Learn how a review can help you.

Things to Consider on your Retirement

Once you know how much income you may need, for how long and where it may come from, you can work out whether your retirement planning is on track.

Convert your super into a retirement income

Learn how to turn your super into a regular income.

Help your retirement savings last longer

Explore some ways to help your retirement savings go the distance.

Are you retirement ready?

Our Retirement forecaster can help you see whether you're on track to living the retirement lifestyle you want.

The Retirement Planning Process

Ask for help, we'll walk you through the entire process.

1 Set your Goals

Lifestyle goals

Income / cashflow goals

Expenditure goals

Investments return goals

2 Choose a Retirement Date

Today? Soon? 65?

3 Create a Plan

Optimise centrelink benefits, a tax plan, a cashflow plan, expected returns, your super and investment strategy to create a plan that ensures financial stability and security in your retirement

4 Implement a Plan

Change from your current situation to the new strategy in preparation for retirement.

5 Retire

Congratulations! You’ve made it.

Holidays, hobbies, family are the beginning. You can relax and enjoy retirement feeling financially secure

6 Manage retirement money

Monitor investment performance. This is critical to the sustainability of your lifestyle and plan.

7 Grow your wealth

Keep your next egg growing while you can

8 Set your ongoing review plan

Check fees, investment performance and if you are on budget to continue forward with enough to live comfortably.

9 Relax and enjoy life

Knowing your plan for the future is in place.

Things to Consider on your Retirement

Once you know how much income you may need, for how long and where it may come from, you can work out whether your retirement planning is on track.

Convert your super into a retirement income

Learn how to turn your super into a regular income.

Help your retirement savings last longer

Explore some ways to help your retirement savings go the distance.

Are you retirement ready?

Our Retirement forecaster can help you see whether you're on track to living the retirement lifestyle you want.

“From my very first meeting with Peter I have always found him to be professional, easy to communicate with and approachable. Being a first time investor I have many doubts and questions. Peter is a phone call away to set my mind at rest. I have made a personal long term commitment to deal with Peter, allowing him to take charge of my financial investments and my future, and I know my decision was definitely the right one.”

First Time Investor

“Peter was patient and helpful with my retirement needs”

Retiree

“I have great respect for Peter’s honesty, ability and friendly manner towards myself and my family. At all times when I have asked on Peter he has promptly assisted me, someone who has very little knowledge of financial planning or shares. This is greatly appreciated and I look forward to a long and successful association with Peter. I would highly recommend Peter to person’s requiring a financial planner. Peter is a credit to his profession.”

Retiree

“Pete and I speak often. The advice is great and the newsletter is great. Keep up the good work.”

Superannuant
(Executive with a superannuation benefit)

“I hold Peter in the highest esteem in regard to my financial needs and hope to continue having Peter and his team as my financial adviser. Keep up the good work.”

Superannuant

“Peter’s work to date is excellent. I would recommend him to potential clients”

Superannuant
(Financial controller with a superannuation benefit)

“Initial advice is not easy to understand when you first retire. Peter was patient and helpful.”

Retiree

“Very happy with current performance”

Investment Company Director

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