Who is the best?
There are two components to this answer. They are as follows:
Which super fund or super platform is best? - The answer is different for different people. To answer this question, you need clarity around whether you want to manage your own super, work with someone who will assist with investment selection or apply a set and forget strategy.
Which investment within the super platform is best? The ‘best’ investment strategy for you one that achieves or exceeds your wealth accumulation objectives reliably over time within appropriate risk levels. We can help you to work this out.
There are thousands of super investment options available for you to choose from. These include listed shares, exchange traded funds, managed funds, diversified funds and term deposits. We can assist you in choosing the correct path. Below is an example of three different super returns over a 10 year period. The great super strategy has returned more than double the average (shaded) return Getting your strategy right may be the difference between retiring early, living very comfortably, having more than enough to live on or struggling.
How do you work out who is best?
We compare over 1000 super funds to one another. The analysis compares key superannuation attributes, including performance, price, features, benefits and size. A weighting to each attribute is applied based on significance. The weightings applied are detailed below:
For more information on our comparative analysis methodology, click here
What fund should I choose?
We review thousands of superannuation funds, applying a comprehensive analysis that considers historical performance, price, features, risk, size and sustainability. Using this research and after a discussion with you regarding your super account balance, age, financial requirements and insurance needs we can recommend the fund that we have identified as ‘best’. To learn more about our recommendation process click here
How much does it cost?
For RSA to complete review your super, compare your super to over 1000 other funds and provide you with a rating for your super fund we time cost bill. This can normally be completed in under one hour via a zoom meeting. Our standard billing rate is $350.00 per hour, seniors are entitled to a 20% discount. If you'd like to book an appointment click here
If we are asked to recommend a better super fund, we will provide our pricing policy to you. The pricing policy provides you with three different fee options. These options are designed to accommodate everyone.
Super funds have different fees. When reviewing super funds, we consider carefully the cost of each product. There are many different costs. Learn more about product costs here.